Welcome to Callista Cay, a gated waterfront community in the heart of Tarpon Springs offering an exceptional opportunity with an assumable loan at a low 2.79% interest rate for qualified buyers as well as a transferable flood insurance policy. This beautifully maintained townhome showcases one of only two homes in the community with the largest square footage with a thoughtful three-level design. The main level features water-resistant luxury laminate flooring, granite countertops, black stainless-steel appliances, and a natural gas stove, with a convenient half bath just off the kitchen. Upstairs, the split-bedroom plan includes a spacious primary suite with two walk-in closets and a private bath. All bedrooms include ceiling fans and closet organizer systems. Enjoy peaceful water views from two outdoor spaces a covered rear patio on the first floor, large enough for a spa, and a wood-deck balcony on the main level. The two-car garage offers additional workshop space and under-stairs storage. Recent updates include a 2025 roof with 50-year shingles and 2024 exterior paint. The home also features, a tankless gas water heater, and a security system with cameras that convey. A deeded boat slip with lift, complete with electric and water hookup, is included. Callista Cay offers a secure gated setting with a community pool and direct canal access. Conveniently located just minutes from the world-famous Sponge Docks, this home provides easy access to Fred Howard Park, Sunset Beach, and the Pinellas Trail. Enjoy nearby waterfront dining, boutique shopping, and lively local events in historic downtown Tarpon Springs.