Discover this spacious 3BR/2.5BA ranch-style home in Valrico, offering the freedom of no HOA or CDD restrictions, ample room for RV or boat parking, and the added advantage of an assumable loan. Inside, more than 2,400 sq. ft. of living space includes a 22x12 primary suite, multiple living areas, a family room with wood-burning fireplace, and a bright Florida Room overlooking the pool. Recent upgrades include a new roof (2024), AC (2022), new luxury vinyl flooring, and fresh paint, paired with timeless features like solid wood cabinets, crown molding, and chair rail accents. Outdoors, relax in your private retreat with a screen-enclosed pool and spa, fenced yard, and lush palm treesideal for entertaining or peaceful enjoyment. Convenient to Brandons shopping, dining, and top-rated schools, this property offers comfort, space, and true Florida living with financing flexibility.