Buyer-ready and full of potential! This 3-bedroom, 1.5-bath home is nestled in the thriving Point Breeze neighborhood one of Philadelphias most exciting and up-and-coming areas. Whether you're ready to move in now or make a few updates to truly make it your own, this home offers charm, convenience, and value. Step inside to find beautiful hardwood floors throughout the main level, creating a warm and timeless living space. Upstairs, the hallways are carpeted, while all bedrooms feature hardwood floors including a spacious main bedroom that could shine with just a little TLC. The kitchen and bathrooms are in functional condition, ready for your personal touch or light upgrades. The finished basement offers bonus space thats perfect for a home office, rec room, or extra storage. The home features oil heat with forced air and window units to keep you cool in the summer. Outside, enjoy peaceful evenings on the front porch or entertaining in the backyard, which offers just the right amount of space to relax or gather with friends. The property qualifies for the CRA program, offering a conventional loan with no mortgage insurance, low down payment and lower interest rate. Key Bank is offering a $5K credit for this property which can be tied in with the Philly First 10K grant. The $5K credit can be applied toward closing costs or to prepay mortgage, flood/hazard insurance, escrow deposit, real estate taxes, or per diem interest. With a Walk Score of 82, youll enjoy the ease of running daily errands without a car, and the Bike Score of 83 reflects a strong cycling infrastructure. The Broad Street Line's Tasker-Morris Station is just a minute away, offering direct access from NRG Station to Fern Rock TC perfect for commuting around the city. Nearby parks like Wharton Square, Vare Playground, and Catharine Park provide ideal spaces to unwind or get active. If you're looking for comfort, location, and long-term value in South Philly, this home checks all the boxes